The Affordable Care Act, also known as Obamacare, is a great initiative that helps millions of Americans every year. The primary goal of this legislation is to assist with providing affordable health coverage to Americans.
But, to reap the rewards of Obamacare, you need to sign up during specific times of the year and choose the right plan for you and your family. This can be tricky and overwhelming when doing so for the first time. So, it’s best to consult a team of experienced brokers likeEnhance Health to take you through the process.
Obamacare In New Hampshire
Obamacare is a federal law passed in 2010 by then-President Barack Obama. The purpose of the act is to ensure Americans have access to basic affordable health care. The act does so by providing four different plans each with different premiums and coverage.
But, an important feature of Obamacare is that no matter the plan or cost of your healthcare, it always covers 10 categories. These include:
- Emergency services
- Ambulance services
- Pregnancy and maternity care
- Prescription drugs
- Laboratory services
- Preventative illness coverage
- Mental health and substance disorder services
- Pediatric services (including cover for oral and dental care)
- Rehabilitative and habilitative services and devices
Additional benefits also included in Obamacare plans are dental and vision coverage and birth control coverage and breastfeeding coverage.
Who Is Eligible For Obamacare In New Hampshire?
Before taking any steps to sign up, it’s important to ascertain whether you qualify. The great thing about Obamacare is that almost all Americans qualify for the coverage as long as they meet the following criteria:
- You are a US citizen, national, or lawfully present in the United States.
- You live in the United States.
Unfortunately, you will not be eligible to sign up for Obamacare in the event that you are incarcerated or you already have coverage through Medicare.
How To Sign Up For Obamacare In New Hampshire
There are two ways to sign up for Obamacare in New Hampshire. You can either use the government website or contact an experienced broker likeEnhance Health.
Whatever option you choose, you need to ensure that you sign up during the open enrollment period. In New Hampshire, this period runs from 1 November to 15 January. If you enroll by midnight on 15 December, you can get cover for the next year.
To enroll using the government platform, head to HealthCare.gov and sign up by clicking on the get coverage tab. You then select your state and follow the prompts.
For many though, understanding the policies and all the fine print can be overwhelming and confusing. As a result, it can be difficult to understand which plan is best for you and your needs.
The best and easiest way to sign up for Obamacare in New Hampshire is through Enhance Health. One of our knowledgeable agents will take you through the detailed process from start to finish and ensure you get the right coverage.
Our experienced agents know all the details of all the plans including any fine print. We can have you signed up in no time with no hassle and ensure the plan suits your needs and budget. From laying out all your options and discussing what each entails to activating your chosen policy, Enhance Health is here to help.
Our goal is to help you make a more informed decision about your healthcare and give you peace of mind that you’re making the right choice.
So, to avoid the overwhelming process and paperwork, contact us today.
What Are The Different Obamacare Plans?
There are four different plans provided for under the Obamacare legislation. These are the bronze plan, silver plan, gold plan, and platinum plan.
Each plan offers different levels of coverage at a different price point. Some plans are better suited for the individual while other plans are better suited for the whole family. But, no matter the plan, the 10 categories mentioned above are always covered.
For example, the bronze plan has the lowest premium, but it also has the highest co-payment. In other words, this plan covers you 60% with a 40% co-payment. Whereas the platinum plan has a higher premium but covers you 90% with a 10% co-payment.
The plan you choose will depend on your needs and budget. If you are young, healthy, and starting out, the bronze plan may be perfect for you. If you have dependents, the gold or platinum plan may be a better option.
Whatever the plan or circumstances, our team is happy to take you through the process from start to finish.
What Do You Need To Sign Up For Obamacare?
Whether you use the government platform or Enhance Health, be sure to have all the following documentation and information at the ready:
- Current income and income estimate for the following year.
- Social security number.
- Current healthcare policy information and number.
- Employment details.
- Immigration information if necessary.
Get The Cover You Need
Obamacare is an amazing initiative that has the ability to save your life and the lives of your family members. So, don’t miss out on the opportunity because the signup process looks a little daunting. Reach out to one of our experienced agents at Enhance Health and get the cover you deserve!