Many Americans in Utah are reaping the rewards of Obamacare. The Affordable Care Act’s mission to make healthcare more affordable and accessible has certainly been a success. The sign up process, however, can be overwhelming when taking up the insurance for the first time.
There are several different insurance providers and plan options and it’s important that you choose the right one for you and your family.
So, if you’re thinking of enrolling for Obamacare, start by taking a look at this comprehensive guide where we discuss all there is to know about signing up, the cost, and different plan options.
All About Obamacare In Utah
The number of enrollments for Obamacare in Utah has increased steadily from 2014 where 84 601 people were enrolled to 256 932 people in 2022. This shows that many of the residents in Utah who once were unable to afford medical insurance now receive the much needed cover.
Who Is Eligible For Obamacare In Utah?
Before taking the necessary steps to enroll into the Obamacare program, it’s important to ascertain whether you qualify. To qualify, you must live in the United States, be a US citizen, national, or be lawfully present in the US, you must not be incarcerated and you must not have Medicare coverage.
Be sure to have these documents on hand when contacting one of our agents so they can advise you on your eligibility.
What Is Covered By Obamacare In Utah?
Obamacare covers a wide range of medical expenses. One of the fundamental provisions of the Affordable Care Act is that it mandates coverage by insurance companies. In other words, all insurance companies who offer plans in terms of Obamacare, must cover the following according to their plan policies:
- Emergency services.
- Hospitalization including surgery and overnight stays.
- Pregnancy, newborn, and maternity care. This is for both before birth and after birth.
- Prescription drugs.
- Laboratory services.
- Preventative illness and wellness coverage which includes chronic disease management.
- Mental health and substance disorder services. This includes behavioral treatment, counseling, and therapy.
- Pediatric services which include cover for oral and dental care. This is not included for adults.
- Ambulance services.
- Rehabilitative and habilitative services and devices in the case of a chronic disease or disability.
Plans must also include the following additional benefits:
- Birth control coverage and breastfeeding coverage.
- Dental coverage and vision coverage.
How To Sign Up For Obamacare In Utah
If you are starting the process to sign up for Obamacare in Utah, you may be feeling a little overwhelmed. There are several different plan options with different premiums and coverage. Some are more suited for a young adult starting out, others may be better for a family, or you may be looking for cover as a senior.
Either way, it’s important that you know how to navigate the online sign up platforms so that you make the right choice.
There are two ways one can sign up for Obamacare in Utah. First, you could log onto the HealthCare.gov website. Here you can sign up by filling in some personal information and following the prompts. You can also use this platform to compare, change, and renew your plans.
The easiest way to sign up for Obamacare is to chat with our experienced agents at Enhance Health. All you need to do is give us a call and we will guide you through the entire process.
We will consider some of your personal information like your income, current healthcare policy, and household size to determine the right plan and insurance company for you. We’ll lay out your options and help you decide and then apply for your chosen policy.
At Enhance Health, we are always available to answer questions and take you through the process every step of the way. We will also ensure that you enroll during the right time and don’t miss the open enrollment period, which is between 1 November and 15 January.
The Cost Of Obamacare In Utah
The cost of Obamacare varies depending on your plan. There are four plans that differ based on premiums and cover. For example, the bronze plan has the lowest premium but also the lowest cover. That means you can expect to pay for around 90% of your medical costs.
The platinum plan, however, has the highest premium and the most coverage. On this plan, the insurer will cover 90% of the medical costs with 10% payment from you.
If you are unable to afford Obamacare, you may consider signing up for the state based medical insurance called medicaid.
What Do You Need To Sign Up For Obamacare?
When contacting one of our friendly agents at Enhance Health, be sure to have the following documents ready to ensure a fast and efficient sign up:
- Your income for the upcoming year.
- Your current income.
- Income of all family members on the Obamacare plan.
- Your policy details of any current plans.
- Social security number.
- Your tax information.
Health insurance is important to the wellbeing and safety of every American. Basic healthcare should not be unattainable and our agents at Enhance Health are happy to help.
Our trusted agents are experts in the field and want to help you navigate this important step in life. So, don’t delay signing up for Obamacare, contact a member of our team for assistance today!