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How To Check Your Health Insurance Status

How To Check Your Health Insurance Status

While more than 26 million people remain uninsured, you may want to know your health insurance status. It may be time to take action and learn more about your coverage options. To do this effectively it’s important to understand the basics of available health insurance, such as what your ideal plan covers, what it doesn’t cover, and how much you pay in out-of-pocket costs each year.

Everyone wants to how to tell if you have insurance, so you are equipped with the tools to make effective healthcare choices.

In this piece, we’ll dive right into topics around your health insurance status, which include:

  • Why you should know your health insurance status
  • Finding out about your Medicaid health insurance
  • Checking into your health insurance status under Medicare
  • Qualifying for health insurance through the marketplace

First though, it’s important to figure out if you have health insurance at all! Studies continue to indicate insurance coverage improves lives. These improvements include access to care, support for positive health outcomes, and encouraging the wise use of healthcare resources.

Moreover, health insurance lessens the financial burden on people, families, and communities. Let’s jump right into how you can find out about your health insurance status, today.

Why You Should Know Your Health Insurance Status

There are many reasons why you may want to know if you have health insurance coverage. The most obvious is that you need to find out if you qualify for public assistance programs like Medicaid or Medicare, but there are other reasons as well.

Some of the most common reasons to know your health insurance status include:

-If your employer offers a health plan that covers all essential benefits and you’re curious about the quality of the coverage.

-If you’re self-employed and need to access a special type of high-risk pool insurance called COBRA

-To see if your spouse qualifies for free care through Medicaid in order to get covered yourself.

-To find out if someone else has access to your employer’s benefits but they don’t tell you.

When you seek medical care or support, you will want to know if your healthcare provider accepts your insurance. Knowing your health insurance status can give you a clear sense of what type of care you can receive, and at what cost.

Budgeting for healthcare is crucial to being financially successful. As a result, factoring in the costs of health insurance can save you a headache down the road. Know your health insurance status and enjoy the peace of mind of being familiar with your coverage.

Checking Your Medicaid Health Insurance Status

Finding out if you have health insurance can be confusing and frustrating, but it doesn’t have to be. There is more to know about Medicaid and how you can check your Medicaid health insurance status.

More than 75 million Americans, including qualifying low-income individuals, children, pregnant women, elderly adults, and persons with disabilities, have access to health coverage through Medicaid. According to federal regulations, states are responsible for managing Medicaid. The federal government and the states each provide funding to the program.

Here’s how to find out your status:

1) Check your health insurance card. If you don’t have one, ask your employer.

2) Search for your Medicaid status on Medicaid.gov.

3) Call the Social Security Administration at (800) 772-1213 and speak with a representative in English or Spanish 24/7. They will check your eligibility and tell you whether or not you qualify for coverage, as well as what types of benefits are available to you. If they’re unable to answer your question, they’ll direct you to other resources where you can get help.

It can be invaluable to find out services available to you under your Medicaid benefits. Take ownership of your health and find out your status today.

Checking Your Medicare Health Insurance Status

Checking your health insurance status can be easy if you know where to look. Medicare offers multiple tools for checking your coverage and benefits including its website, phone lines, and in-person assistance offices.

There are a number of convenient ways to find out if you have Medicare health insurance. Many people opt for the online option. Visit www.medicare.gov to see if you qualify for Medicare based on age or disability status. You’ll need your Social Security Number and date of birth when signing in.

If it’s determined that you don’t qualify for Medicare, then this is the end of your search. However, if it’s determined that you do qualify for Medicare due to age or disability status, then just keep reading! To check your health insurance status by phone, call 1-800-MEDICARE (1-800-633-4227). You will need a few pieces of information like your social security number, month and year of birth, etc.

Knowing if you have Medicare Part A (hospital insurance) can be vital in times of emergency. In addition, Medicare Part B (medical insurance) supports millions of Americans. Learn about the services provided by doctors and other healthcare professionals, as well as outpatient care, that are covered by Medicare Part B (Medical Insurance) at Medicare.gov.

Some of the tremendous benefits include home healthcare, durable medical equipment, and a few preventive services.

Qualifying For Health Insurance

Qualifying for health insurance can be a challenge. Particularly in the case of those with a history of conditions including diabetes with insulin dependence, liver illness, degenerative arthritis, and more. These conditions can leave you ineligible for short-term plans. Fortunately, there are more options on the table for coverage.

Today, more than ever, there are paths to qualifying for health insurance. In fact, health insurance marketplaces, also known as health exchanges, are in operation in each state. As a result of the Affordable Care Act, these marketplaces allow consumers to purchase affordable health insurance.

In addition to health insurance coverage available through the marketplace, there are options for employer-sponsored plans. These plans can be terrific for effective coverage and carry financial benefits. Since employers frequently split your premium costs with you, you can save money through this option.

The plan options are entirely chosen by your employer so each insurer will have its own set of qualifications. Employer-provided premium contributions are not taxed at the federal level, and you can make your contributions before taxes to reduce your taxable income.

Finding healthcare coverage that meets all of your needs is within your reach. You’ll have a better idea of what to look for.


By now you are feeling much more capable of finding out your health insurance status. It’s probably not as intimidating as you might have thought. Here at Best Price Health Plans, we are proud to bring you the information you need to make better health insurance decisions for yourself and your family.

These easy-to-follow steps have been part of an approach that helps to find peace of mind over your health insurance status. Whether you need to figure out if you qualify for Medicaid, Medicare, or any other form of health insurance, there is a plan for you.

Take some time to decide on what type of health insurance coverage would best suit your lifestyle, and get back to living life on your terms.

Stay plugged into Enhance Health to learn about your options for affordable health insurance plans with premiums as low as $0 per month.

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