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There are so many types of insurance on the market today. Name just about any sphere of life, and there’s insurance to cover it. Insurance provides a safety net for life’s uncertainties, from health crises to accidents, with insurance policies designed to meet these situations.  You may already be familiar

When you purchase health insurance from any of the insurers on the ACA Health Insurance Marketplace, you’ll need a 1095-A form when you file your taxes. The 1095-A form, also known as a Health Insurance Marketplace Statement, is a document provided to Americans by the IRS. If you are eligible

Balance billing is also called surprise billing because it often takes people by surprise. And unlike unexpected parties and gifts, it’s not the type of surprise one wants. Because it’s such a source of frustration for patients, some states have taken steps to protect them from this practice. But what

The high cost of dentistry and healthcare is nothing to smile about. If you’re employed, you probably rely on your employer to provide affordable health insurance and dental benefits. Dental coverage is a major attraction when it comes to benefits offered by employers. But what if you are not employed

Insurance policies protect the people covered by them, against loss. The entire insurance industry is built on a system of pooling risk of unexpected losses amongst policyholders. This reduces the costs for policyholders, who enjoy protection against such losses for a monthly fee – a premium.   This system relies on

Signing up for a life insurance policy is one of the most important things you’ll ever do. It can make all the difference to your loved ones’ continued quality of life when you are no longer there to look after them. Having life insurance can even help you take out

Health insurance covers you for healthcare services and medical procedures. Dental insurance covers you for oral health and dental problems. Some health insurance plans include basic dental coverage, and stand-alone dental plans are also available that offer basic dental benefits. If you find that none of these options meets your

If you’ve been looking at signing up for a health plan for the first time, you’ll have noticed that all the plans are classified into one of four ‘metal’ tiers. These ACA health plan metallic levels may seem confusing at first glance, but once you know what they mean, they

Are you frustrated with the confusing jargon related to out-of-pocket health insurance costs? If you’re new to health insurance, the terminology can be overwhelming, making it challenging to determine the overall cost.  While the monthly premium is an obvious expense, you must consider other crucial costs. Understanding these out-of-pocket costs