Blog

If you’ve been looking at signing up for a health plan for the first time, you’ll have noticed that all the plans are classified into one of four ‘metal’ tiers. These ACA health plan metallic levels may seem confusing at first glance, but once you know what they mean, they

Are you frustrated with the confusing jargon related to out-of-pocket health insurance costs? If you’re new to health insurance, the terminology can be overwhelming, making it challenging to determine the overall cost.  While the monthly premium is an obvious expense, you must consider other crucial costs. Understanding these out-of-pocket costs

The rising cost of healthcare in the US has been a concern for a long time, leading to healthcare reforms like the Affordable Care Act (ACA) of 2010. This Act sought to make healthcare more affordable and accessible to all. One of the ways it did so was by making

Have you ever applied for a job and seen that it includes “dental”? It’s a benefit most Americans look for. And a quick look at dental statistics in the US will give you a clue why. They show that tooth decay affects 90% of adults aged 20 to 64, and

Many significant advances have been made in oral care in the past decades. And yet, reports indicate that many Americans still suffer from dental and oral health problems. Fortunately, dental insurance exists to lessen the burden of the high costs of good dental care.  Dental plans work the same way

You may hear about supplemental insurance when looking into your health insurance options. But what is supplemental insurance, and why should you care? Supplemental insurance can be a great way to increase your coverage while keeping costs low. We’ll cover the main types of supplemental insurance and how to decide

Are you a young adult currently covered by a parent’s health insurance? If so, you may be concerned about what happens to that coverage when you finish your studies or move out of the parental home.  The good news is that young adults under 26 can remain covered by their

Have a cursory glance through any insurance policy document, and you’ll see several industry-specific terms. One of these is ‘copayment’. You’ll see it in virtually every insurance plan, and it’s an essential detail. But what is a copayment, and what does it mean for you? Some terminology will be unfamiliar

Single-payer healthcare systems have received a lot of attention in recent years. Many proposals for it have come and gone, and it still has much support. But, although it has been successfully introduced in several countries, it is not yet a part of the US healthcare landscape.  Will it ever